Buying a home makes me nervous
My wife and I are now getting to the point to where the apartment walls are closing in on us, and the idea of owning our own place is constant in our conversations.
The mere thought of spending thousands of dollars makes me want to gag, but I know one day we will probably have to bite the bullet if we ever want our own place.
Our financial situation seems to be just like everyone else’s — barley making it.
The questions I would like to have an answer for are; how far can you get when you are “barley making it” and if we are always in that category then will we ever be able to purchase our own place?
So far people’s advice about the financial world inside the vows of marriage have seemed to not be a big deal.
They would say “if you are waiting until you can afford to get married then you will never get married.”
Well we got married and seem to be doing just fine.
People said the same thing about having kids — If you are waiting until you can afford a kid then you will never have one.
A year and four days after we exchanged vows we had a baby girl and she has been with us for a little over two months now and we seem to be doing fine.
Since all of those sayings seem to have turned out fine, does the same philosophy go along the same route when house hunting?
I have no clue!
I honestly believe my financial situation is stretched massively thin and there is no way we can get a house right now.
There are so many aspects of a home to look at such as repairs that need to be made when you first move in, new paint for the walls, paying land taxes, paying insurance, getting appliances we don’t have, getting more furniture to fill up rooms so they don’t look empty, landscaping responsibilities and the list goes on.
I’m not sure if we are ready to be looking at homes and I’m not real positive that we will be in a position to where we will ever be able to afford it, but people will probably tend to have the same mindset about the housing market — the best time is now to buy a home because everything is so cheap.
We are just going to have to talk it out and see what is best for us.
Some good advice was given to me about the whole house ordeal saying that “If you have any doubts about a house your looking at, don’t buy it because it will more than likely become just a big money pit.”
I can’t argue with that. You definitely have to be careful when you buy a home. I think we may have hit the housing market a little too early. I believe the best thing to do is to step back and punt again, but this time in slow motion.
Getting a house should never be a race, because in the end it is always a long and nerve racking process that hopefully will turn out for our benefit one day.
There I’ve said my peace. Until next time, Later Dayz…
